Welcome to Glow Up, Pay Down where we don’t do “keeping up with the Joneses”… unless the Joneses have a killer Aldi snack haul.

I’m Lily. I love coffee, Jesus, and finding ways to look like I’ve got my life together without going broke to do it.

This site is all about:

• Glowing up (on a budget that doesn’t make your bank account cry)

• Paying down debt (because freedom feels better than fancy handbags)

• Creating real homes (you know, ones kids can actually live in)

If you’re done with financial stress and fake perfection, grab a cuppa and stay a while — this is your safe space to breathe.